A trust is a legal arrangement where one or more people (the trustees) are made legally responsible for holding or managing a person’s assets because that person may not be ready or able to mange it themselves.  Assets usually take the form of either property, money, investments or items such as paintings, furniture or jewellery.


Trustee Mortgages


If you have been left a property in trust, you are the legal owner of the property and legally bound to deal with the property as set out by the deceased in either their will or the ‘trust deed’.


With some types of trust the trustees also make decisions about how the assets in the trust should be used.


Trusts may be set up for a number of reasons, including:

  • for inheritance tax purposes
  • the beneficiary is too young to inherit
  • the beneficiary is not of sound mind and unable to manage the assets themselves

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The overall cost for comparison is 2.2% APR

The actual rate available depends upon your circumstances.

Ask for a personalised illustration. APR variable and based on a typical case

A FEE MAY BE CHARGED - AN AVERAGE FEE WOULD BE 2.7%