With the housing boom that has occurred during the last decade, many people now reaching retirement have become ‘asset rich’ with a great deal of money tied up in their homes whilst the pension crisis has left them ‘cash poor’ with lower than anticipated monthly incomes.

For this reason many pensioners are now looking to release money from their homes through down-sizing to a smaller property or by turning to a re-mortgage for the following most popular reasons:

Pensioner Mortgages

  • Release capital and experience a better quality of life through their retirement
  • Renovate their existing homes to a more comfortable living standard
  • Provide deposits for children / grand children who are experiencing difficulty getting onto the property ladder through lack of deposit or high purchase prices

Pensioner mortgages can take into consideration most sources of income including pension, benefits and income from investments.  We have access to lenders who, subject to income / pension, will provide high loan to value mortgages or re-mortgages at very competitive mortgage rates.

For further information please contact us on

FREEPHONE 0800 587 4229, request a call back,

email, or complete an online enquiry form

The overall cost for comparison is 3.7% APR

The actual rate available depends upon your circumstances.

Ask for a personalised illustration. APR variable and based on a typical case