Over 50 MortgagesWith the pension crisis and record low interest rates, many people now reaching retirement have lower than anticipated monthly incomes from investments.  For this reason, a large segment of the over 50s mortgage market are looking to release money from their homes through down-sizing to a smaller property or by turning to a re-mortgage for the following most popular reasons:

  • Release capital and experience a better quality of life through retirement
  • Renovate existing homes to a more comfortable living standard
  • Provide deposits for children / grand children who are experiencing difficulty getting onto the property ladder through lack of deposit or high purchase prices

On the flip side of the coin, another sector of the over 50s mortgage market are looking to embark on home ownership for the first time after a lifetime of renting or have provisions in place to purchase a home of their dreams in which to retire.


Whatever your reason for requiring a mortgage, we have access to lenders who can offer both mortgages and re-mortgages to the over 50s.  These mortgages can take into consideration most sources of income including pensions, benefits, and income from investments.


For further information please contact us on

FREEPHONE 0800 587 4229, request a call back,

email, or complete an online enquiry form


The overall cost for comparison is 3.7% APR

The actual rate available depends upon your circumstances.

Ask for a personalised illustration. APR variable and based on a typical case

A FEE MAY BE CHARGED - AN AVERAGE FEE WOULD BE 2.6%