Your mortgage is likely to be the largest and most important financial commitment you will make. With this in mind you need to be certain that you will have enough money to meet your repayments if you lose you job (unemployment) or suffer an accident or sickness (disability).


The Mortgage Payment Protection Insurance we provide can help to protect your mortgage payments for up to either 12 or 24 months if you cannot work due to unemployment or suffer an accident or sickness. You can also cover the cost of any life or buildings and contents insurance linked to your home.


Subject to the standard policy conditions, Mortgage Payment Protection insurance can cover both employed and self-employed applicants for the following:

  • Unemployment and Disability
  • Unemployment only
  • Disability only

The maximum total monthly cover limit (including additional benefit) is 3000 or an amount equal to 75% of your normal income, whichever is the lower.



For further information please contact us on

FREEPHONE 0800 587 4229, request a call back,

email, or complete an online enquiry form


The overall cost for comparison is 3.7% APR

The actual rate available depends upon your circumstances.

Ask for a personalised illustration. APR variable and based on a typical case

A FEE MAY BE CHARGED - AN AVERAGE FEE WOULD BE 2.6%