Debt consolidation is a method of combining credit cards, store cards, secured and unsecured loans and other debts into a mortgage in order to reduce your overall monthly outgoings and group them into one monthly payment. By combining these debts into a mortgage you will normally be paying much lower rates than the usual rates associated with unsecured borrowing which can reduce your monthly outgoings.

If you are currently struggling with your monthly payments then this may make them more affordable to you and prevent you from ending up with a low credit rating. We also have access to lenders who will accept applicants with defaults, arrears and CCJs)
By consolidating all of your debts into your mortgage you may end up paying more interest in the long run as mortgages tend to be taken out over a greater period of time (typically 20 - 30 years) than unsecured debts, however, we will automatically look at the

Debt Consolidation Mortgages
option of a secured loan which could reduce the payment term. In addition, we will provide you with financial comparisons to enable you to make an informed decision from the options available to you.

For further information please contact us on

FREEPHONE 0800 587 4229, request a call back,

email, or complete an online enquiry form

The overall cost for comparison is 3.7% APR

The actual rate available depends upon your circumstances.

Ask for a personalised illustration. APR variable and based on a typical case