REGULATION

We are directly authorised by the Financial Services Authority (FSA) for the sale of mortgages and general insurance products. Our FSA number is 300569. Fairfield Finance is entered on the FSA register and can be confirmed on the FSA register at www.fsa.gov.uk

A summary of regulation by product is detailed below for your guidance:

MORTGAGES

All residential mortgages are regulated by the Financial Services Authority (FSA).

GENERAL INSURANCE

All general insurance are regulated by the Financial Services Authority (FSA).
Click here to download our General Insurance IDD


BRIDGING FINANCE

As a first charge all residential bridging finance is regulated by the FSA. As a second charge, bridging finance is unregulated

BUY-TO-LET MORTGAGES

Buy-to-Let mortgages are not regulated by the FSA unless the tenant is a member of the borrower’s immediate family and 40% or more of the property is occupied by them.

SECURED LOANS

Secured loans as a first charge are regulated by the Financial Services Authority (FSA).

Secured loans as a second charge are regulated by the Office of Fair Trading (OFT) up to £25,000 (our consumer licence number is 194106).

Secured loans over £25,000 are not regulated.