Gifted Deposit Mortgages

Gifted deposit mortgages are available to for people who do not have sufficient savings / funds in place to enable them to provide a deposit when purchasing a property for either residential or investment purposes.

The deposit must be gifted from a family member i.e. mother, father, brother, sister, husband, aunt, uncle or wife. This gifted deposit must be genuine, non-refundable and brought to the attention of the lender and solicitor.


These types of mortgages are particularly popular with first time buyers to enable them to make their first step onto the property ladder.

 Vendor Gifted Deposits Mortgages

Vendor / Builder Deposit Mortgages

A vendor deposit is given by the vendor / builder as a discount form the true market value of the property. The lender will usually require some form of a deposit from you, typically 5%.


These types of mortgage are popular with both home buyers and investors looking to purchase buy-to-let properties.

For further information please contact us on

FREEPHONE 0800 587 4229, request a call back,

email, or complete an online enquiry form


The overall cost for comparison is 4.9% APR

The actual rate available depends upon your circumstances.

Ask for a personalised illustration. APR variable and based on a typical case

A FEE MAY BE CHARGED - AN AVERAGE FEE WOULD BE 2%

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP
REPAYMENTS ON YOUR MORTGAGE