There are over 1 million homes currently empty across the UK.


Derelict properties can be picked up quite cheaply and can be a good way of purchasing a property at a lower price.


These properties tend to be quite difficult to find and even if you have found one, establishing who owns the property isnít always an easy task.

Derelict Property Mortgages


If you do not know who owns the property you have found, the following places may be able to help you:

You will need a minimum of a 15% deposit if you are renovating the property for your own residential use or a minimum of a 35% deposit if you are renovating the property for investment purposes. In some cases Local Authority Grants or Energy Efficiency Grants may be available to you to aid in refurbishment costs.


We have access to specialist lenders who will lend on derelict properties by providing funds to you in stage payments as the property is renovated.


For further information please contact us on

FREEPHONE 0800 587 4229, request a call back,

email, or complete an online enquiry form


The overall cost for comparison is 4.16% APR

The actual rate available depends upon your circumstances.

Ask for a personalised illustration. APR variable and based on a typical case

A FEE MAY BE CHARGED - AN AVERAGE FEE WOULD BE 1.34%